Debt – How it got this Bad

It takes a lot more work to turn down pleasure than it does to accept it. And in our world accepting it a lot of times means spending money. Once we start to equate spending money with pleasure, it’s easy to persuade ourselves that we deserve the pleasure that spending money provides. It’s easy to accumulate debt, the lenders have made sure of that! [Read more...]

WOW!!!

Electric Cars! Bob & I have been tracking the progress of electric cars for many years with intense interest. We believe that electric technology is in the long-term economic interest of the world, the country and eventually us. This is a bit more of a long term strategy but it still effects you and your money. I will take you through my personal experience and thinking process and let you draw your own conclusions. [Read more...]

Why Save?


I am sorry that I have let this site lay fallow for a number of weeks. I despair of making this site into a site that active, profitable site. I am afraid that I let my despair effect my upkeep of this site. I suppose that I will have to redouble my efforts to get this site some exposure. I understand that in order to get traffic, I need to find a way to get this website registered highly in the search engines. I would love some advice if anyone is reading this — please use this here. [Read more...]

Budgets

Because they don’t teach you personal finance in school but you are expected to be at the very least competent at it, we’ll start with budgets. There are several different methods of creating a budget. They all come down to as listing of revenues (job income, passive) and expenses (rent, groceries, etc.)
Everything after that is gravy. It’s just to make filling it out or sticking with it easier. Some computer programs turn your numbers into colorful graphs or up sell other products — which kind of defeats the purpose of tracking your money so there is enough leftover to save. [Read more...]

Introduction

This is the very first post that I have personally written(the previous posts were guest posts so I could get a feel for what they should look like). I hope to learn quickly as I go along. Please help me with your comments. [Read more...]

Make Money Online – 4 Top Money Making Secrets Exposed

11310582823_nicheseekermodule7off-pageseo.jpgEveryday there are getting an increasingly amount of people who start to work from the comfort of their own home and this is not surprising given that we are now living in the information era where things can be gotten off the internet very easily. It is because of the internet that more and more people are making money online are are able to live the lifestyle they want without having to report to the office early in the morning. So if you too want to make money on the internet, here’s the 4 things you must know:-
Firstly, you must obviously know how to use the internet and how it works. This may sound redundant but it is very important because you will be surprised to know that there are still millions around the world that still have no idea what the internet is or not even know what is the world wide web. So you should get familiar with the internet as much as possible and go on it every single day. [Read more...]

MoneySavingExpert-Achieve Financial Freedom

11311108826_making-money-online-blog.jpgHow would you like the title of MoneySavingExpert without doing too much? This could be you with a few changes and could be on the road to financial freedom. If you have a lot of debt and don’t know how to turn things around then I am here to tell you how a few changes could get you on the road to recovery. You have to be ready to achieve financial freedom cause if you are not then you wont change for the better. [Read more...]

Outsourcing means fast efficient turnover and a competitive edge

f_1money.jpgAn invaluable tool to business growth is outsourcing. It can be used strategically to influence corporate growth and financial stability.

The key is to outsource work which is non-essential or areas where the company lacks expertise. This frees valuable resources which can focus on areas of competitive advantage. [Read more...]

MoneySavingExpert-Does Shopping Make You Cringe

21311108697_workingfromdock.jpgWhen you here the word lets go shopping do you go or do you cringe? Well I used to cringe at those words, as I had no money to do so. What if I told you that you don’t need to worry about that word anymore by just becoming a MoneySavingExpert? It’s that easy to become money saving expert that your life will be different right away. As I said I used to hate that word now I can go shopping with the piece of mind that I can afford it. I don’t go out and spend every thing I have got or you would be back in the same vote as you were when you first started. Saving money doesn’t happen overnight so be patient and watch what you will be saving. You need to watch out for specials and always say to your self do you really need it or are you just buying it because you like it. [Read more...]

Money Making Secret from Keychain Laser Pointer

21310582822_secret.jpgWe have all, more than likely, seen a keychain laser pointer once or twice in our life times. Whether you are a laser hobbyist or just happen to be with someone utilizing a convenient laser pointer key chain, you may have mixed ideas about the versatility and value of a small laser keychain. [Read more...]